Have you noticed how the price of everything is sneaking up all the time? What about your wages or salary? Is it keeping pace?

Ever wondered about those huge houses that other people live in? Or the shiny new motor vehicles that you see zipping past you on the highway? Ever wonder about those things? What is it that they know that you don't?

Wealth creation is a process. It follows a formula. Sure some people hit on a good idea quickly and ride that wave all the way in to the beach of their dreams. Good fortune to them. However, for most, that sort of fortune just does not happen. So they need a solid plan for wealth creation. Do you have one?

Lotteries, betting on horses, going to the casino, gambling - these are the things that will keep you poor. Don't believe me? OK. Have a look at any casino. Is it opulent? Does it reek of money? Now why do you think that is? Huh? It's because it makes a stack more money than it loses. That should tell you something about the odds that you can expect. That is the casino owners' wealth formula.

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I have never known a single gambler who has bragged about their losses. Sure, you always get to hear when they have an occasional big win. But what happened the other five, ten, fifteen, twenty times before that? Let me tell you - they lost money and you never heard a word about it. Would you consider that to be the best way to accumulate wealth?

Wealth creation involves a bit of discipline and following a plan. Do you have a plan?

So many people want to put these matters off. Next week they will start, or next month, or next year. Let me tell you right now. That date is forever being pushed further back. If that is the way that you have been operating then you know that it is always easier to do just that. Later. The only problem is that "later" never comes.

Tattoo this on your brain - the longer you leave your wealth creation plan the harder it will become. Need more proof? OK. Look back on your past. Is there going to be any change in the future unless you make a decision to change what you have been doing? You already know the answer.

You owe it to every poor person in the world NOT to join their ranks. Heaven knows the welfare resources are already bursting at the seams. It doesn't need any more pressure. Now, about that wealth creation plan...

...Well? Have you got one? Do you want one?

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About the author: Gary Simpson is the author of eight books covering a diverse range of subjects such as self esteem, affirmations, self defense, wealth creation and much more. His articles appear all over the web. Click here to learn more information on how to control debt, save money and increase your WEALTH. Just remember, anybody can stay poor. Wealth begins with desire and knowledge. But if you want to stay poor then that's your choice.