Part I: Do you have a goal to your financial success? Do you have a plan for reaching this goal? If you are like most people, you desire financial security and higher levels of financial success. The dream of financial freedom and a demonstration of business acumen are quite common as a precursor to reaching your ultimate vision, but how do you actually reach your objective? It all starts with a well conceived goal.

Have you ever worked on a major project like building a house, writing a book, creating a successful business venture, taking a extended trip, developing a larger community project or fund raiser, or created a large event (like a wedding, rock concert, class re-union, etc.)? Any of these projects can not reach success without a solid plan.

A “Dream” of wealth or financial success is different than a well thought through plan. Planning starts with goal setting. It requires that you spend the time necessary to gather information, outline the necessary steps to achieve the project, develop a workable timeline, acquire the resources, and take the steps to move down the path to your goal.

These are simple concepts. Why do so many people have dreams that are never fulfilled? What steps must you take to achieve your dreams? You can not plan without a viable goal.

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You can not succeed on a large, important goal without sustained action. You can not achieve success without commitment and focus. If you are not “driven,” can you accomplish your larger goals? Can learned attitudes or beliefs sabotage your success?

Part II: Most people do not do the “work.” The work is goal setting, planning, gathering the necessary resources, and the focused follow through for their success. People want the benefits of financial success without committing to the real required work. Sometimes the required work includes the “work” on oneself to understand and then overcome ones own resistance to financial success. It is hard to attract money and financial success if you actually fear or loath wealth. Many people stand in their own way to achieving success. These people say that they want to succeed but do not believe that they will succeed. Many people who have not done the “work” will reach financial goals and then sabotage their long-term objectives because they are not really ready for success.

A necessary secret to success: If you are serious about achieving your financial goals, you must get serious about dealing with your deep resistance to success.

You may require support and coaching. In some cases you may have to go further and get good therapy to get to the source of your negative attitudes or beliefs. If you have not reached your highest levels of productivity and success, then you may have to get “outside” perspective to overcome your barriers. If you think that you do not require extra support or coaching, and you want to make the same mistakes over and over, then do not make any changes. It will be more comfortable to do it the “old” way, but do not expect better results. If you really want to gain the success that you desire then it is time to “knuckle-down” and get to work. Be excited about the possibilities and as open as you can be to the new insights that will help to drive your success.

One resource for you to create some awareness about your possible sources of resistance and some new behaviors that you can adopt that will lead to financial success can be found in a book titled “Secrets of the Millionaire Mind, Mastering the Inner Game of Wealth” by T. Harv Eker. I learned a lot by reading this book. Eker claims that there are 17 behaviors that are common for financially successful people that can be missing in less successful people and by modeling these behaviors you can move more easily toward your financial goals. You may want to take action and review this type of information.

Along the way, remember to make time to take good care of yourself. Financial success means nothing if you have compromised your physical, emotional, and spiritual health.

L. John Mason, Ph.D. is the author of the best selling "Guide to Stress Reduction." Since 1977, he has offered Executive Coaching and Training.

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